Hi,
Regarding DRIVING ANY OTHER CAR.
My understanding is that what it says your CERTIFICATE OF INSURANCE is written in stonr, but ....
If a car is not insured in it's own right, the VED is void. I don't know if the same applies to an expired MOT.
I assume that an uninsured car IS insured if you are driving it on your "ANY OTHER CAR" clause. But the instant you step out of it, the car will revert to being uninsured, unless it's
owner keeper has insurance cover. Which if he doesn't will make him liable for insurance and VED penalties.
I don't know if driving with an expired MOT will void the RFL. To my mind, DVLC could prosecute for no RFL, but scarcely worth it if they are holding the VED (No back duty to be claimed).
Hmmm! If insurance expires, the VED should be refunded (automatically?) .... but is it possible to tax a car for longer than the unexpired period of insurance? There's something in my mind ... but it was a long time ago, and possibly only a proposal.
602