Hi,
A lot of people assume an 88" Land Rover weighs (nominally) "one and a half tons". Nominally is not good enough. Take it to a public weigh bridge and get it weighed, and keep the ticket. My S1 88", fitted with a Marsland S3 galv chassis, showed 1460kg on the weighbridge. I doubt that the petrol tank was full.
But before going to the weigh bridge, read the rules to see exactly what you should be weighing. There's unladen weight, and there's kerb weight They are not the same. Make a careful note of how they are measured, what is included in the weight, etc. It would not surprise me to learn that the kerb-weight will vary, according to who is driving it.
I have seen it argued (and could not disagree) that Maximum Gross Weight (3500kg) includes the weight of the trailer ... which might explain why some sources quote 2000kg as the maximum towing weight. But is that the Maximum Permitted Gross Weight? Or the maker's recommended gross weight? Or is it a ploy to keep the Vehicle Excise Duty down?
Regardless of anything else, the MPGW of a vehicle is limited by the MGW figure embossed on the tyres. I believe that small vans can be fitted with higher load capacity tyres (£££) but I've never investigated that, other than to find they were more expensive. Land Rovers?
And now it's crunch time. I would argue that if if the actual MGW of the vehicle you are driving exceeds the maximum permitted by your driving licence, then you are driving without a licence, and are therefore NOT INSURED.
There is/was something in the rules that allows just about anything (?) or anybody(?), to tow a trailer under 750kg, but it is at least 35 years (I retired in 1985) since I studied that (simply because the book of rules was available to me). I understood it was to allow "Yorkie" to tow his bedroom around, and has probably been superceded by 5-star cabs.
Repeat ... if you exceed your licence entitlement, you ain't licenced, and therefore you ain't insured either. (That is writ large on your certificate of insurance). An overloaded vehicle may be driven to the nearest public weighbridge, by appointment. I can't remember if it may be driven home if overweight.
I have read of holiday makers in Europe being forced to abandon their driverless car (towed by an A-frame) because they only had one driver between their motor-home, and the car it was towing.
602