S2C Forum Archives
Main Section => Welcome to our virtual Pub Meeting ... => Topic started by: 2286 on March 14, 2023, 12:03:43 PM
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Does anyone on here run a series 1 discovery as an everyday, but insure on a classic policy.
Which company would you recommend?
I dont do a lot of miles so limited miles may suit.
Same question again range rover classic.
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You may find cover under Modern Classic Insurance.
Shop around.
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The prices I have had thus far are approaching 10X higher than same cover on my series vehicles.
10X better vehicle I think not!
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I just had a quote from Peter James Insurance of £241.48 for a 2002 Freelander 1 Td4 Commercial and that's fully comp with a £100 excess and limited mileage of 3k PA.
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Hi,
I was just about to mention that Liverpool Victoria do classic car insurance, but I "done a Google"on Google, to sure of my facts, only to find that they are about to stop.
They say they will honour existing quotes, but I think there is a cut-off date for even those.
602
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Have you tried Peter Best?
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I just had a quote from Peter James Insurance of £241.48 for a 2002 Freelander 1 Td4 Commercial and that's fully comp with a £100 excess and limited mileage of 3k PA.
Jan '02 Freelander 1 Td4, insured to next February: £134.44. 2, 000 miles.
Same question again range rover classic.
Range Rover Classic. 1996MY, is insured in a fleet policy with two Series Ones and a SIIA: £285 to end of October this year.
Adrian Flux. It helps if you have a track record and several vehicles with them - and haggle hard at each renewal.
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1997 300tdi disco. Agreed value £8000 3000 miles per year. Garaged at night.
Premium £147.50 per year.
With Performance Direct Insurance (but I am an old git who lives in the middle of nowhere)
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Hi.
Please feel free to give us a try for insurance if you haven't done so already.
Regards,
Dan.
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Definitely shop around. My D2 was £180 full comp' , driving other vehicles protected NCB, not garaged, 10,000 miles.
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I have used Footman James for many years now, can have up to 5 classic cars on the one policy, when I bought a certain 1999 Suzuki Jimny from a fine fellow from this here parish I phoned up FJ to see if I could add it to the classic policy, no problem they said, cost £28 inc the £20 admin fee…. Think I was paying at the time £175 ish for the three Land Rovers so went up to £183 with the Jimny on….. I know when I added the mini a few years before it cost a full £4.80 + admin :stars
Have had the policy for a good few years now so may influence the prices??
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Hi,
My experience has been that a Classic policy requires the classic to be a second car, and there might be age limitations of both car and driver. They want the car to be old, but seemed to frown at the driver being over 80.
Which reminds me ... I must transfer Barbara's Hyundai, and it's insurance, , into my name, to preserve my NCD. We are now a one car household, with Barbara having no expectancy of ever leaving her bed, let alone leaving the house.
602
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thanks all
matt that seems reasonable for the freelander as they normally pan commercials.
alan rover i am with peter best but have not quizzed them re multi vehicle mixed policy.
exile rrc and series combined that is kind of what i was looking for, does the range rover have any mods or non standard bits. the problems I have encountered I think maybe due to small deviations from stock, but i am painstaking else policy is void.
For instance manual transmission swapped to automatic.
Dan recent attempts with flux have resulted in high quotations, hence been with peter best for a good few years now.
The shed what year and engine is your d2?
Big chris, I have driven them when they first came out, jimny that is and apart from being thirsty for a small motor and a bit tiring on long journeys did not ever think I could get one on a classic or combine policy, so thanks for the heads up.
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Hi 2286
My D2 was a 1999 TD5. I have been with IAM Surety, Sureterm and a couple of others over the years. All pretty similar cost, what varied was varying cover details.
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I have found that even when you diddle about with the mileage and cover level, the insurer just go unlimited and fully comp as default.
The inclusion of a modern classic I was always told was limited to the exotic. The did not want to lump in my 1989 205 grd but would have if it was a 205 gti?
Has that kind of prejudice gone?
Similarly are they more accepting of mods done by previous owners say, engine transmission swaps and suspension lifts.
I run stock vehicles to avoid having to go through the tedium of listing deviations, and would strip off any non standard kit asap.
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Unfortunately a lot of it comes down to individual insurers.
For almost any classic policy, the classic, modern or otherwise has to be a second vehicle and have a limited mileage.
What is limited ? That again is down to the individual insurer.
Many years back as a Self Employed Courier, each time I employed a Driver I added them to the insurance at £35 a time. I was about to add a third when the Broker told me I could have cover for any Driver over 25 with no more than 6 points for £100.
I was glad of the info' but wish he had told me £70 ago !
Modifications are another minefield. What is a modification ?
Think I mentioned elsewhere, an insurer told me if I hard wired a Dash Cam' that was a modification. If I used the 12v socket it wasn't. ???
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Re dashcam
Assume the dashcam itself insurers want as a protection in the event of, and should reduce premium?
But like when sat navs were a stand alone unit, they want you to take it out and take it with you so it does not get stolen.
I have experienced the potential savings advice after you have paid the expensive way!
Re mileage when I told that I can have limitless and european cover and this that and the other, I do wish that you could deselect some of the things that will never be applicable. Its seems the big comparison sites have done that, to make regular premiums appeal, then you have to pay, x amount for this x amount for that.
It always made me laugh when on series land rovers it talks about windscreen cover and excesses in the hundreds, when last I had to replace drivers side, the glass and sealing strip was £13.
I do appreciate that diy is not an option to all but that would be one I would opt to remove on a series policy.
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A little aside from insurance but to do with running costs.
What mpg do you get from a 200 or 300 tdi, manual or auto?
Same question rover v8 efi?
I would be commuting just over 100 miles per trip A roads, so the series much as I rate it is not viable.
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On both my previously owned 300tdi D1s 30mpg was standard. Would see 36mpg on a steady 60ish long distance run at times
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thanks all
matt that seems reasonable for the freelander as they normally pan commercials.
alan rover i am with peter best but have not quizzed them re multi vehicle mixed policy.
exile rrc and series combined that is kind of what i was looking for, does the range rover have any mods or non standard bits. the problems I have encountered I think maybe due to small deviations from stock, but i am painstaking else policy is void.
For instance manual transmission swapped to automatic.
Dan recent attempts with flux have resulted in high quotations, hence been with peter best for a good few years now.
The shed what year and engine is your d2?
Big chris, I have driven them when they first came out, jimny that is and apart from being thirsty for a small motor and a bit tiring on long journeys did not ever think I could get one on a classic or combine policy, so thanks for the heads up.
Hi.
That's fait enough. We can't be competitive on every quotation.
Regards,
Dan.
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On both my previously owned 300tdi D1s 30mpg was standard. Would see 36mpg on a steady 60ish long distance run at times
Was that manual or auto, does the autobox dent the mpg with a tdi
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Both manual. Both monumental rot boxes as well
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Both manual. Both monumental rot boxes as well
is that rot in the shell or chassis or both?
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Its like Alfa Romeo...
As the engines get older, they lose power. If the vehicle rusts at a predetermined rate, you can maintain the power to weight ratio thanks to all the ferrous oxide falling off.
Works for me...
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Both. They rot everywhere for fun. Great vehicles tho. Only made financial sense to run them as I'm a pretty good amateur welder and have the kit. Put new front panel, inner wings, floor pans, cills, b piller feet, body mounts, rear wheel arches, boot floor and rear body crossmember on the last one. Prolonged it's life for another 5 years untill the chassis got too bad to weld it up any more. If you see any advertised as rust free it's a lie. They rust where you can't see ie inner roof structure and upper seat belt mounts.
This is how they should be described when up for sale
https://www.ebay.co.uk/itm/134489684753?hash=item1f5035bb11:g:OxoAAOSwP9tkEOTk&amdata=enc%3AAQAHAAAA8HmkkhCqGoyqyo6r5cmc%2Bu%2Fx32zaVdtV%2B%2Fk%2BsDB%2Bm8MpPB15aptPO6ePkjsjMRYsRPDq9L%2FMf%2FwHetLr5FxfHnkLrFd4bePl0djZfn3QUkX4D7gXutc%2BP42HPjcJxp5TbjMO26oOW7PQcb%2FqL1Thu%2FvNE27ujgxuGIBncURrfz%2BURNyWd53i%2Fpgau1sz9p2DUAjhpTJ5Lnay2Tpv5VO%2BF4t2QVGNq4UWXNz5EGoTkuQpKUrwV%2Ba1vhUckH4DwepDRM6l5tdwElUKJdIS7u7yOsH7PKao3AyxDQaxw0pvpjPYrIcceIdD8Ah3995TDtKkFw%3D%3D%7Ctkp%3ABk9SR9TauPXfYQ
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If you see any advertised as rust free it's a lie. They rust where you can't see ie inner roof structure and upper seat belt mounts
Mine is ! But was Dinitrol (or something) from new. The only rotten bit was the "skid plate" under the fuel tank that was holed at the back. Easy as bolt on.
They do leak though and have that stupid open cell sponge on the floor :shakeinghead
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Both. They rot everywhere for fun. Great vehicles tho. Only made financial sense to run them as I'm a pretty good amateur welder and have the kit. Put new front panel, inner wings, floor pans, cills, b piller feet, body mounts, rear wheel arches, boot floor and rear body crossmember on the last one. Prolonged it's life for another 5 years untill the chassis got too bad to weld it up any more. If you see any advertised as rust free it's a lie. They rust where you can't see ie inner roof structure and upper seat belt mounts.
This is how they should be described when up for sale
https://www.ebay.co.uk/itm/134489684753?hash=item1f5035bb11:g:OxoAAOSwP9tkEOTk&amdata=enc%3AAQAHAAAA8HmkkhCqGoyqyo6r5cmc%2Bu%2Fx32zaVdtV%2B%2Fk%2BsDB%2Bm8MpPB15aptPO6ePkjsjMRYsRPDq9L%2FMf%2FwHetLr5FxfHnkLrFd4bePl0djZfn3QUkX4D7gXutc%2BP42HPjcJxp5TbjMO26oOW7PQcb%2FqL1Thu%2FvNE27ujgxuGIBncURrfz%2BURNyWd53i%2Fpgau1sz9p2DUAjhpTJ5Lnay2Tpv5VO%2BF4t2QVGNq4UWXNz5EGoTkuQpKUrwV%2Ba1vhUckH4DwepDRM6l5tdwElUKJdIS7u7yOsH7PKao3AyxDQaxw0pvpjPYrIcceIdD8Ah3995TDtKkFw%3D%3D%7Ctkp%3ABk9SR9TauPXfYQ
You and diffwhine i think are best placed to answer this
disco 1 and rrc how many of the steel panels are the same, bulkhead etc? are they the same back to the c pillar both 5dr
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Following on from question regarding d1 and rrc common parts. I ask as I am told some parts are obsolete whilst others are daft money to buy.
Does anybody remember a vehicle dubbed the strange rover, it was rrc front and doors to the c pillar then d1 roof and rear end. Not sure if the windscreens are the same?
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Probably showing my age but, for me, the Strange Rover was Alvin Smith’s TR7 bodied RR chassis rally car. If I remember correctly, the RR chassis was back to front (rear engined) but I may be mis-remembering!
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I remember both of these. The TR7 RR V8 was an amazing vehicle. Am I right in believing it was banned from competition as their was no category for it ?
And the RR/Disco was a nice looking machine IMO.
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Following on from question regarding d1 and rrc common parts. I ask as I am told some parts are obsolete whilst others are daft money to buy.
Does anybody remember a vehicle dubbed the strange rover, it was rrc front and doors to the c pillar then d1 roof and rear end. Not sure if the windscreens are the same?
google finds both, the tr7 item is new to me the one I meant was in the december 1993 edition of lro