Hi
I have started to investigate our Accident Insurance Policy, taken out about 20 years ago. One claim to cover drilling a hole in my skull. (Subjural Haematoma)
Checking the claims procedure now, it seems there are a lot more hoops to jump through. For starters, they want certificates from two doctors (normally required when somebody is to be cremated) followed by a lot of bean-counting.
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I have in my mind that "compensation" is about £150 for each night spent in hospital, but it's been many years and several house moves since we last laid eyes on the policy ... Barbara had the policy
number squirrelled away in her diaries. As the policy expired on her 80th birthday (Why not MY 80th?) and she was admitted only a few days before her birthday, it feels like we are on
"a hiding to nothing" I anticipate that we will be winding our necks in.
Barbara is still confined to her new hospital bed, and is still being visited four times daily by a team of Care Workers, who change her bedding, blanket bath, cook a meal for both of us, make coffee, and depart ... all in a blur.. I don't get a chance to talk to them, but Barbara says they have declared that I need care too, and have requested ICA on my behalf.
I've learned to shower before the Dragon Ladies arrive, else they are in there with me, sponging my back.
I asked about me having a hospital bed too, to make a 6ft double. £2.000 was mentioned. Yeah, I'd be happy with that, and Barbara hasn't frowned ... yet. I'm still sleeping on half a double Adjustamatic, while Barbara's half is in the study. It's future is uncertain as the study is too small for a double.
I suspect that the hospital bed can be raised /lowered at the touch of a button, to make it easier for Wilkie to jump up and join us.
602