Print

[w3526602]

Hi Kernow,

Hmmm!

Maybe you were lucky ... I assume that you claimed on your own policy?

Maybe the Ombudsman has been doing his job?

What was the wreckage worth?

Maybe the Lock-down has concentrated a few minds? Better to take a hit, and keep a customer.

(Help me someone ... I'm struggliing to justify my previous comments.) 

602

[Jimbo]

Same for me.
Tesco insurance wrote my Disco 2 off.
No policy cancellation, they just changed it over to my new car with a £45 rebate as it was a cheaper to insure car.
Easy claims process all done over a couple of phone calls and a few emails.
Probably helped that i wasn’t in it and it was parked in the local Land Rover dealership car park when the HGV delivery driver reversed his car trailer through the front end of the disco....

[Wittsend]

We had a write off recently.
They paid out and kept the policy running to transfer over to the new car.
I am with the Cornish mutual. A few quid extra but they have been fantastic with out problems.
Simple phone calls to a local voice. No add ons, straight through.

These days insurance polices are the complete package - it's called comprehensive insurance.
Nobody bothers with "à la carte" insurance polices - you don't save any money.

Anyone on a lease car agreement will have to have an (proper) insurance policy and the loss of the vehicle will be covered by that.
Naturally if it were your fault you might expect your premium to increase next time round.

Sometimes we over think these things.....

[w3526602]

Hi,

Amusing. Many yonks ago, the "evening" bus ran amok in DVLAs visitor's car park. Half a dozen cars written off, including my mates "Spridget". (I think D suffix). Very quick payout by the bus company's insurers.

The adriot use of a hammer got the car back into shape.

A couple of weeks later, while driving through the local council estate, a parked car leapt out of a row of other parked cars. Bang!

The same insurance assessor rolled up to assess the damage ....

"I wrote this car off, just a few days ago! Goodbye!" 

My mate fitted one of the last BMC "factory" body-shells, and drove the car for a few years, until his mother decreed that she did not want her new grand-daughter travelling in it, and bought him a new Vauxhall Astra Estate. That would have been almost 40 years ago.

That MG Midget is still parked alongside his garage. The garage is occupied by his dismantled 1946 MG TC (chassis on tressles), that I helped him push round his garden during lunch break of my first day at DVLC, June 2nd, 1972.

602

PS. My mate's daughter now has (holds?) a doctorate, at some university. My mate now drives a new Honda CRV.